American Financial Resources, Inc.

Established in 1997 and based in Parsippany, NJ, AMERICAN FINANCIAL RESOURCES® has evolved adding both B2B (AFR) and B2C (eLEND and MHL) residential mortgage divisions. We serve thousands of mortgage brokers, bankers, lenders, homeowners, home buyers, realtors and contractors nationwide, with their residential financing needs. We are driven by our incredible employees and their desire to help families across the country obtain their dream of homeownership.

  • Full service mortgage lender nationwide
  • Serving Wholesale, Correspondent, and Consumer Direct Channels
  • Diverse delivery options including FHA, VA, USDA, Ginnie Mae, Fannie Mae and Freddie Mac
  • A top lender in 203(k) lending for sponsored originations*
  • One of the nation’s leading renovation and manufactured home lenders
  • We offer an extensive program suite, eclectic channels of operations and cutting-edge technology

*Neighborhood Watch, US Department of Housing and Urban Development, December 31, 2019

Our Business Divisions

Consumer Direct Lending
Wholesale and Correspondent Lending

AFR Gives Back

We are dedicated to the pursuit of growth and education, while also being an active member in many of the communities which we serve. Every year we sponsor and participate in a number of charitable events and work to enhance the business and social environments throughout our footprint.

American Financial Resources® is a group of trusted, innovative and responsive mortgage professionals who, through our hands-on approach, bring a dedicated focus to simplify the lending process. We provide uniquely differentiated products, services, and technologies to our customers – broadly defined as all constituents involved in the process. We are single-mindedly focused on assisting our customers to achieve their goals while we never lose sight of ours – bringing families home.

Our Executives

Chief Executive Officer
Chief Administrative Officer
President
Senior Vice President
SVP of Capital Markets
Executive Vice President & Chief Operations Officer
Chief Financial Officer
Chief Technology Officer

In the News

Say “YES” to Mentoring! – By Laura Brandao

January 18, 2021

Mortgage Women Magazine

January is National Mentoring Month, and a new year is the perfect time to explore the positive impact that mentoring can have. Whether you are the mentor or the mentee, there are a myriad of benefits. In fact, mentoring has proved so beneficial that 71 percent of Fortune 500 companies offer mentoring programs to their employees.

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Mortgages for Self-Employed Borrowers: What to Know

January 11, 2021

Ownerly

Bill Packer, executive vice president and chief operations officer at American Financial Resources, said to be prepared to provide additional documentation. “If you’re considered self-employed, you will be asked to provide things beyond the standard pay stubs,” Packer said.

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Converting a mobile or manufactured home to real property

January 11, 2021

The Mortgage Reports

eLEND’s Vice President of Origination Christopher Guerin provides insights on this topic, including the differences between manufactured, modular and mobile homes.

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We’re Hiring!

AFR is made up of ambitious, creative individuals striving to create an environment where people are respected, feel personally and professionally fulfilled and look forward to coming to work each day.

We are dedicated to the pursuit of growth and education and provide our employees with the tools they need to succeed. We’re looking for smart, motivated people to join our team and help us continue to simplify the mortgage process.

JOIN OUR TEAM