American Financial Resources, Inc.

Established in 1997 and based in Parsippany, NJ, AFR has evolved adding both B2B (AFR) and B2C (eLEND) residential mortgage divisions. We serve thousands of mortgage brokers, bankers, lenders, homeowners, home buyers, realtors and contractors nationwide, with their residential financing needs. We are driven by our incredible employees and their desire to help families across the country obtain their dream of homeownership.

  • Full service mortgage lender nationwide
  • Serving Wholesale, Correspondent, and Consumer Direct Channels
  • Diverse delivery options including FHA, VA, USDA, Ginnie Mae, Fannie Mae and Freddie Mac
  • Ranked #1 in 203(k) lending for sponsored originations*
  • One of the nation’s leading renovation and manufactured home lenders
  • We offer an extensive program suite, eclectic channels of operations and cutting-edge technology
*Neighborhood Watch, US Department of Housing and Urban Development, December 31, 2019

Our Business Divisions

Consumer Direct Lending
Wholesale and Correspondent Lending

AFR Gives Back

We are dedicated to the pursuit of growth and education, while also being an active member in many of the communities which we serve. Every year we sponsor and participate in a number of charitable events and work to enhance the business and social environments throughout our footprint.

Learn more about the AFR Gives Back program
AFR is a group of trusted, innovative and responsive mortgage professionals who, through our hands-on approach, bring a dedicated focus to simplify the lending process. We provide uniquely differentiated products, services, and technologies to our customers – broadly defined as all constituents involved in the process. We are single-mindedly focused on assisting our customers to achieve their goals while we never lose sight of ours – bringing families home.

Our Executives

Chief Executive Officer
Chief Administrative Officer
President
Senior Vice President
SVP of Capital Markets
Executive Vice President & Chief Operations Officer
Chief Financial Officer
Chief Technology Officer

In the News

AFR provides its business partners with unique products

February 12, 2020

Rob Chrisman's Daily Mortgage News & Commentary

AFR provides its business partners with unique products and value-added features, including no pricing add-ons for Manufactured Housing programs. AFR is also one of the few lenders that offers financing for MH singlewides! In addition to unique lending products...

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Are you ready to expand your business with One-Time Close loans?

January 22, 2020

Rob Chrisman's Daily Mortgage News & Commentary

American Financial Resources, Inc. (AFR) is excited to invite partners to an OTC Masterclass, featuring President Laura Brandao as your guide! Exclusive and engaging One-Time Close training that introduces the who, what, when, where and why of One-Time Close.

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AFR Announces Availability of USDA Renovation

January 17, 2020

PR Newswire

American Financial Resources, Inc. (AFR) is pleased to announce the addition of the USDA Renovation program to its suite of specialty loan programs. USDA Renovation loans allow eligible borrowers in designated rural communities to combine the purchase of a home with any necessary renovations into a single loan.

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We’re Hiring!

AFR is made up of ambitious, creative individuals striving to create an environment where people are respected, feel personally and professionally fulfilled and look forward to coming to work each day. We are dedicated to the pursuit of growth and education and provide our employees with the tools they need to succeed. We’re looking for smart, motivated people to join our team and help us continue to simplify the mortgage process.

JOIN OUR TEAM