American Financial Resources, Inc.

Established in 1997 and based in Parsippany, NJ, AFR has evolved adding both B2B (AFR) and B2C (eLEND) residential mortgage divisions. We serve thousands of mortgage brokers, bankers, lenders, homeowners, home buyers, realtors and contractors nationwide, with their residential financing needs. We are driven by our incredible employees and their desire to help families across the country obtain their dream of homeownership.

  • Full service mortgage lender nationwide
  • Serving Wholesale, Correspondent, and Consumer Direct Channels
  • Diverse delivery options including FHA, VA, USDA, Ginnie Mae, Fannie Mae and Freddie Mac
  • Ranked #1 in 203(k) lending for sponsored originations*
  • One of the nation’s leading renovation and manufactured home lenders
  • We offer an extensive program suite, eclectic channels of operations and cutting-edge technology
*Neighborhood Watch, US Department of Housing and Urban Development, January 31, 2016

Our Business Divisions

Consumer Direct Lending
Wholesale and Correspondent Lending

AFR Gives Back

We are dedicated to the pursuit of growth and education, while also being an active member in many of the communities which we serve. Every year we sponsor and participate in a number of charitable events and work to enhance the business and social environments throughout our footprint.

Learn more about the AFR Gives Back program
AFR is a group of trusted, innovative and responsive mortgage banking professionals who, through our hands-on approach, bring a dedicated focus to simplify the lending process. We provide uniquely differentiated products, services, and technologies to our customers – broadly defined as all constituents involved in the process. We are single-mindedly focused on assisting our customers to achieve their goals while we never lose sight of ours – bringing families home.

Our Executives

Chief Executive Officer
Chief Administrative Officer
President
Senior Vice President
SVP of Capital Markets
Executive Vice President & Chief Operations Officer

In the News

American Financial Resources Joins Next Step Network

May 14, 2019

National Mortgage Professional Magazine

“American Financial Resources’ expertise in the mortgage industry is a welcome addition to our growing network,” said Stacey Epperson, president and founder of Next Step Network. “Their participation in the SmartMH program will provide a path to sustainable, affordable homeownership for individuals across the nation.”

Read More

American Financial Resources Announces Expansion of its One-Time Close Program

April 30, 2019

PR Newswire

American Financial Resources, Inc. announces it will now offer a Conventional One-Time Close (OTC) program – in both its wholesale (AFR Wholesale) and retail (eLEND®) channels – which provides permanent financing for a new stick-built or manufactured home, that converts to a standard conventional mortgage once construction is completed. This offering rounds out the mortgage lender's existing single-close construction financing suite of products and features.

Read More

Mortgage Success Through Execution and Hard Work with Laura Brandao

April 30, 2019

Mortgage X

On this episode of Mortgage X, Laura Brandao, President of American Financial Resources joins Christine and Frazier to talk about how she built a wholesale channel in 2007 from nothing, starting with just a desk, computer, one product, and her hustle to generate 200 million a month in production in one year.

Read More

We’re Hiring!

AFR is made up of ambitious, creative individuals striving to create an environment where people are respected, feel personally and professionally fulfilled and look forward to coming to work each day.

We are dedicated to the pursuit of growth and education and provide our employees with the tools they need to succeed. We’re looking for smart, motivated people to join our team and help us continue to simplify the mortgage process.

JOIN OUR TEAM

Get In Touch