American Financial Resources, Inc.

Established in 1997 and based in Parsippany, NJ, AMERICAN FINANCIAL RESOURCES® has evolved throughout the years, adding both B2B (AFR Wholesale®) and B2C (eLEND® and ManufacturedHome.Loan) residential mortgage channels. We serve thousands of mortgage brokers, bankers, lenders, homeowners, home buyers, realtors and contractors across the country, with their residential financing needs. We are driven by our incredible employees and their desire to help families obtain their dream of homeownership.

  • Full service mortgage lender
  • Serving Wholesale, Correspondent, and Consumer Direct Channels
  • Diverse delivery options including FHA, VA, USDA, Ginnie Mae, Fannie Mae and Freddie Mac
  • A top lender in 203(k) lending for sponsored originations*
  • One of the nation’s leading renovation and manufactured home lenders
  • We offer an extensive program suite, eclectic channels of operations and cutting-edge technology

*Neighborhood Watch, US Department of Housing and Urban Development, June 22, 2021

Our Business Channels

Consumer Direct Lending
Wholesale & Correspondent Lending
Consumer Direct Lending

AFR Gives Back

We are dedicated to the pursuit of growth and education, while also being an active member in many of the communities which we serve. Every year we sponsor and participate in a number of charitable events and work to enhance the business and social environments throughout our footprint.

American Financial Resources is a group of trusted, innovative and responsive mortgage professionals who, through our hands-on approach, bring a dedicated focus to simplify the lending process. We provide uniquely differentiated products, services, and technologies to our customers – broadly defined as all constituents involved in the process. We are single-mindedly focused on assisting our customers to achieve their goals while we never lose sight of ours – bringing families home.

Our Executives

Chief Executive Officer
Chief Administrative Officer
President
Senior Vice President
Executive Vice President & Chief Operations Officer
Chief Financial Officer
Chief Technology Officer
Senior Vice President, Secondary Markets

In the News

AFR Named a 5-Star Wholesale Lender

September 16, 2021

Mortgage Professional America

Who are the wholesale lenders that provided top-notch customer service, showcased great innovation in technology and software, and impressed originators with their breadth of product offerings and in a host of other areas amid challenging times? AFR has been named a 5-star wholesale lender!

Read More

The Time to Teach Has Arrived – by Laura Brandao

September 9, 2021

Scotsman Guide

The pandemic has exposed the need for experienced, educated mortgage originators — as well as processors, underwriters and other operational team members — to handle the swell in business driven by the historically low interest rate environment.

Read More

Laura Brandao to speak at HW Annual Sept. 27-28

September 7, 2021

HousingWire

One of the biggest challenges facing the mortgage industry is increasing homeownership in underserved communities. To discuss some of these challenges and potential solutions, HousingWire invited Laura Brandao, president and partner of American Financial Resources, to participate in the Expanding Homeownership panel at HW Annual on Sept. 27-28.

Read More

We’re Hiring!

AFR is made up of ambitious, creative individuals striving to create an environment where people are respected, feel personally and professionally fulfilled and look forward to coming to work each day.

We are dedicated to the pursuit of growth and education and provide our employees with the tools they need to succeed. We’re looking for smart, motivated people to join our team and help us continue to simplify the mortgage process.

JOIN OUR TEAM