American Financial Resources, Inc. (AFR), a national mortgage lender, is pleased to welcome back Timothy J. Yanoti as President and Chief Financial Officer, where he will be leading the charge for AFR Wholesale as well as the consumer-facing divisions of the company, eLEND and ManufacturedHome.loan. Having previously served as President of AFR from 2014 to 2018, Tim brings tremendous knowledge of the company, in addition to extensive experience across the mortgage industry with a proven track record of successful leadership.
American Financial Resources, Inc.
Established in 1997 and based in Parsippany, NJ, AMERICAN FINANCIAL RESOURCES® has evolved throughout the years, adding both B2B (AFR Wholesale®) and B2C (eLEND® and ManufacturedHome.Loan) residential mortgage channels. We serve thousands of mortgage brokers, bankers, lenders, homeowners, home buyers, realtors and contractors across the country, with their residential financing needs. We are driven by our incredible employees and their desire to help families obtain their dream of homeownership.
- Full service mortgage lender
- Serving Wholesale, Correspondent, and Consumer Direct Channels
- Diverse delivery options including FHA, VA, USDA, Ginnie Mae, Fannie Mae and Freddie Mac
- A top lender in 203(k) lending for sponsored originations*
- One of the nation’s leading renovation and manufactured home lenders
- We offer an extensive program suite, eclectic channels of operations and cutting-edge technology
*Neighborhood Watch, US Department of Housing and Urban Development, June 22, 2021
Our Business Channels
AFR Gives Back

We are dedicated to the pursuit of growth and education, while also being an active member in many of the communities which we serve. Every year we sponsor and participate in a number of charitable events and work to enhance the business and social environments throughout our footprint.
Our Executives
In the News

American Financial Resources Continues Commitment to Bring More Families Home with Suite of Products, New Leadership
May 19, 2022American Financial Resources, Inc. (AFR), a national mortgage lender with both wholesale and consumer offerings, is doubling down on its mission to support first-time home buyers and underserved families in financing their dream home. Through continued new product development and a commitment to always find the best option to serve their customers, AFR is continuing to support the masses regardless of an individual’s financial situation.

American Financial Resources Introduces New eCASH Home Financing Program
April 12, 2022American Financial Resources, Inc. (AFR) is pleased to announce its newest program, eCASH Home Financing, which aims to give borrowers the buying power of an essentially all-cash offer in today’s competitive market and help create equal opportunity for traditional and first-time homebuyers currently searching for their dream home.